ALLCHOICE Insurance :: Blog

ALLCHOICE is pleased to welcome another member to the family!

A Denton, NC family saved 13% on their auto and home insurance by switching from State Farm.

ALLCHOICE Insurance is proud to announce that another NW Guilford family has joined the ALLCHOICE Family.

This Browns Summit family had been insured with Nationwide Insurance for a number of years before taking a look at what ALLCHOICE Insurance had to offer.  After analyzing the family’s current insurance protections, ALLCHOICE discovered that the family had been sold minimum auto liability limits.  Even worse, the family was unaware of what those coverages actually protected them from.

After speaking with the family, ALLCHOICE was able to convey what type of risk they was present given those minimum limits.  The family agreed that they should increase those liability limits in order to bring their protection more in line with their exposure.

In the end, ALLCHOICE Insurance was able to educate the family with regard to their various coverages, as well as save the family 18% on their insurance premiums.

As we approach Memorial Day, we can expect to see an increase in traffic on both highways and roads.  As you can imagine, the frequency of auto related accidents increases as the number of automobiles on the roads increase.  Unfortunately, holidays are a great time for local authorities and State Troopers to increase their attention towards automobile usage and violations.

Statistics show that there is an ever growing cause for automobile accidents over the past few years.  That cause…Cell Phone Usage (more importantly TEXTING).  In order to deter drivers from giving in to one of these dangerous distractions, many states have imposed some tough laws banning usage while driving an automobile.  As a North Carolina based Insurance Agency that focuses on providing Auto Insurance, we would like to provide you some information regarding these laws.

Below you will find information about the various laws in NC, SC, VA, and TN:

State – NC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – 18 Years Old & Younger

Texting Ban – ALL DRIVERS

Enforcement* – Primary

State – SC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – NO

Texting Ban – NO

Enforcement* – NA

State – VA

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – 18 Years Old & Younger

Texting Ban – ALL DRIVERS

Enforcement* – Secondary

State – NC

Hand-Held Cell Phone Usage Ban – NO

Young Driver Cell Phone Ban (All Usage) – Learners Permit & Intermediate License Holder

Texting Ban – ALL DRIVERS

Enforcement* – Primary

*There are two type of “Enforcement” shown above.  ”Primary” indicates that authorities have the right to stop you for simply violating the Cell Phone / Texting Law.  ”Secondary” indicates that authorities may not stop you for for violating the Cell Phone / Texting Law, but instead must first stop you as result of another violoation (i.e. speeding).

ALLCHOICE would like to welcome another satisfied customer to the family.

This family, located in Waxhaw, NC, had been a long term State Farm Insurance customer before deciding to join the ALLCHOICE Family.

In an “apples to apples” comparison, this family saved a whopping $732 a year (or approx 31%) by simply switching to ALLCHOICE!

On this special day, ALLCHOICE Insurance would like to wish everyone a happy and safe Valentine’s Day!

Love truly is this world’s most special gift!

In an attempt to keep this Blog informational, and not just  “sappy”, allow me to pass on some interesting information from a recent study.

According to a study done by GfK Roper, nearly 33 percent of all drivers engage in some form of “romance” while operating a motor vehicle.  Interestingly enough, that is not just on Valentine’s Day.

Twenty-nine percent of drivers surveyed for the InsuranceQuotes.com poll acknowledge they’ve been amorous behind the wheel. That number climbs to 39 percent for highly educated drivers (at least a bachelor’s degree) and high-income drivers (at least $75,000 in annual earnings).

The fact is that 16 percent of all “Fatal Crashes” were attributed to “Distracted Driving”.  Now, “distracted driving” includes many things such as:  texting, emailing, talking on cell phones, and even “smooching”.

So, enjoy this special day of LOVE, but please do it responsibly.

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ALLCHOICE is pleased to welcome another member of the ALLCHOICE Family.

A resident of Mooresville, NC, G. Marsh decided to switch his Home Insurance from Auto Owners & his Auto Insurance from Travelers and saved 15%.

ALLCHOICE is pleased to welcome a new member to the ALLCHOICE Family.

A Kernersville family switched their Home, Auto, and Personal Umbrella Insurance Protections from Nationwide to ALLCHOICE and saved $1,596.

Not only did ALLCHOICE save this family a considerable amount money, ALLCHOICE increased the family’s protection plan

ALLCHOICE Insurance is proud to welcome a new member to our family.  A Greensboro, NC (Northern Shores Area) family recently moved their personal insurance (Home & Auto) from Nationwide & GEICO (respectively) and saved 17%.

In addition to the savings, ALLCHOICE uncovered & corrected a serious GAP in the family’s current protection.

ALLCHOICE Insurance is proud to welcome a new member to our family. A McLeansville, NC family recently moved their personal insurance (Home, Auto, and Personal Umbrella) from Nationwide Insurance and saved 36%